Engineering Insurance

1- Contractors All Risks (C.A.R)

This policy is addressed mainly to Contractors/Principal during construction phase for civil works to cover any sudden and unforeseen physical loss such as:

• Buildings
• Roads
• Bridges
• Tunnels
• Dams
• Harbors
• Quays

Main Perils: Fire, Theft and Burglary, Natural Hazards, Collapse, Land Subsidence, Explosion, Lack of Skills, Fault in Construction

Extension Cover: Maintenance Cover, Faulty Design, Inland Transit, Cessation of Works, Removal of Debris

1- C.A.R Supplementary Property

Supplementary property covered under C.A.R policy beside primary scope of works:

• Temporary buildings
• Principal's Existing property
• Construction Plant and Machinery
• Contractors Plant and Equipment
• Property in offsite storage
• Legal Liability against third party (Bodily injury and property damage)
• Cross liability

2- Erection All Risks (E.A.R)

This policy is addressed mainly to Contractors/Principal during Erection Phase and Testing and Commissioning Phase for Electromechanical works:

• Machinery and Equipment
• Factory production line
• Power Plant
• Press

Main Perils: Fire, Theft and Burglary, Natural Hazards, Explosion, Faulty Design, Lack of Skills, Fault in Erection, Inland Transit

Extension Cover: Maintenance Cover, Manufacturer Risks, Inland Transit, Cessation of Works, Removal of Debris

2- E.A.R Supplementary Property

Supplementary property covered under E.A.R policy beside primary scope of works:

• Temporary buildings
• Principal's Existing property
• Erection Plant and Machinery
• Erection Plant and Equipment
• Property in offsite storage
• Legal Liability against third party (Bodily injury and property damage)
• Cross liability

3- Contractors Plant and Machinery (C.P.M)

This policy covers external damage to contractors' plant and machinery against any sudden and unforeseen physical loss during operation, rest and maintenance:

• Cranes
• Loaders
• Excavators
• Forklift
• Tunnel Boring Machines
• Compressors
• Generators

Main Perils: External Fire, Theft and Burglary, Natural Hazards, Fault in operation, Collision, Falling objects, Lack of skills

Extension Cover: Inland Transit

4- Machinery Breakdown (MB)

This policy covers internal damage to machinery against any sudden and unforeseen physical loss during operation, rest and maintenance:

• Cranes
• Loaders
• Excavators
• Forklift
• Compressors
• Generators
• Factory production line
• Refrigerators

Main Perils: Internal Fire, Fault in operation, Explosion, Lack of skills, Faulty design

Consequential Cover: Deterioration of Stock, Loss of Profit due to Machinery Breakdown

5- Electronic Equipment Policy (EE)

This policy covers electronic equipment against any sudden and unforeseen physical loss during operation, rest and maintenance:

• Computers
• Printers
• Medical Equipment (X-rays, Sonar, Laboratory devices)
• Control units
• Servers
• Cameras
• Laptops

Main Perils: Fire, Lightning, Storm, Burglary, Lack of skills, Short circuit, Fault in operation

Optional Cover: Increased cost of Working, External Data Media

6- Civil Engineering Completed Risks (CECR)

This policy is addressed to Principal and operators to cover Civil Engineering Completed risks against unforeseen and sudden physical loss during operation phase.

Main Perils:

• Fire, Lightning, explosion, impact of land borne or waterborne vehicles
• Impact of aircraft and other aerial devices
• Earthquake, Volcanism, Tsunami
• Storm (air movements stronger than grade 8 on the Beaufort Scale)
• Flood or inundation, wave action or water
• Subsidence, landslide, rockslide or any other earth movement
• Frost, Avalanche, Ice
• Vandalism