Health Insurance
Medical Insurance
Below is a brief overview of Suez Canal Insurance Company's medical insurance products and the benefits included in the medical insurance policy issued by the company.
Medical Insurance Products
Choose the right health coverage for your needs
Individual Medical Insurance
- Can be issued for a single individual or for the whole family
- All insured members have the same benefits and medical network
- The insured must be under 60 years of age at the start of insurance
SME Medical Insurance
- For small companies (less than 250 employees)
- Compulsory policy for all employees
- All insured members have the same benefits
Group Medical Insurance
- For large groups (more or less than 250 employees)
- Compulsory policy for all employees
- Multiple coverage levels available
Medical Insurance Benefits
Comprehensive coverage for your health needs
In-Patient Benefits
Accommodation
Full coverage for room accommodation
Intensive Care Unit
Coverage for ICU treatment
Specialist's Fees
Surgeon, anesthesiologist, attending physicians
Laboratory Tests & X-Rays
All diagnostic procedures
Physiotherapy
As post-surgical treatment
Parent Accommodation
During hospitalization of insured child
Home Nursing Care
Instead of required hospitalization
Organ Transplant
Covers surgical procedure for the insured as a recipient
Ambulance
If followed by an in-patient case
Out-Patient Benefits
Physician Consultation
All medical consultations
Diagnostic Tests
Laboratory tests, X-Rays, scans
Physiotherapy
Physiotherapy sessions
Prescribed Medication
All prescribed medications
Additional Benefits
Maternity Benefit
Pregnancy date must be after policy start date
Dental Benefit
Consultation, extraction, filling, root canal, X-rays
Optical Benefit
Prescribed contact lenses or glasses for spectacles
Pre-Existing & Chronic Conditions
In-patient and out-patient services with sub-limits
Cancer Treatment
Surgery, chemotherapy, radiotherapy, and out-of-hospital benefits
Underwriting Process Requirements
Documents needed for your medical insurance application
Individual Product
- A filled-in Medical Application Form
- A copy of a national ID or passport for adults
- A copy of birth certificate for children
SME Product
- Filled-in Group Application Form
- Census List (Name, Date of Birth, Coverage Limit)
- Medical Application Form for members above 60 years
Group Product
- Census List with member details
- Tables of benefits (required and expired)
- Current and previous insurer information
- Past claim experience (last 3 years)