16569 info@sci-egypt.com 31 Mohamed Kamel Morsi, Giza
×

Fire & Burglary Insurance

Property Insurance

Fire & Burglary Insurance

Suez Canal Insurance provides comprehensive insurance services against fire and burglary risks, covering the policyholder against fire loss or damage from natural factors or intentional acts.

Types of Fire Insurance Policies

Choose the right coverage for your property

1- Standard Policy

Covers material damage or loss of the insured objects due to:

  • Fire
  • Lightning
  • Auto-ignition
  • Natural gas explosion used for domestic purposes

2- Fire & Allied Perils (Comprehensive)

The coverage includes:

  • Fire
  • Lightning
  • Fire following explosion and self-ignition
  • Strikes, Riots and Civil Commotion (SRCC)
  • Natural Hazards (Earthquakes, storms, floods)
  • Vehicle Impact
  • Aircraft Impact
  • Bursting/Overflow of water tanks/pipes
  • Bursting/overflow leaking from sprinklers
  • Chemical explosion, steam boilers explosion, steam machineries and internal combustion
  • Violent theft (burglary) or attempt of violent theft – 100%
  • Plate Glass
  • Public Liability
  • Loss of Revenue / Rent following fire
  • Machinery Breakdown
  • Deterioration of Stock

3- All Risks Insurance Policy

Comprehensive coverage including all risks:

  • Fire
  • Lightning
  • Fire following explosion and self-ignition
  • Burglary
  • Strikes, Riots and Civil Commotion (SRCC)
  • Natural Hazards
  • Vehicle Impact
  • Aircraft Impact
  • Bursting/Overflow of water tanks/pipes
  • Bursting/overflow leaking from sprinklers
  • Chemical explosion, steam boilers explosion
  • Violent theft (burglary) – 100%
  • Expediting Expenses
  • Extra Expenses
  • Removal of property
  • Improvements and Betterments
  • Architects, consultants & legal fees
  • Error & Omission clause
  • Capital addition clause (10%)
  • 72 Hours Clause
  • Public authority clause
  • Underinsurance clause (85%)
  • Claims preparation clause
  • Fire Brigade charges
  • Payment on Account Clause
  • Care custody & control
  • Minor Works Extension
  • Glass Breakage
  • Third party liability
  • Machinery Breakdown
  • Loss of Profit
  • Deterioration of stock
  • Workmen Clause
  • Electrical Fluctuation

Policy Advantages

Why choose Suez Canal Insurance for your property protection

Quick Compensation Disbursement
Competitive Prices
Same Day Policy Issuance

Coverage and Prices of the Safe Home Insurance Policy

The Risks Plan 1 Plan 2 Plan 3 Plan 4
Section 1
1- Fire, smoke, lightning and explosion 100% 100% 100% 100%
2- Earthquakes, winds, storms and floods 100% 75% 50% 25%
3- Harmful act of a non-member of the insured's family 100% 75% 50% 25%
4- Riots and civil commotion 100% 75% 50% 25%
5- Sudden bursting of fresh water pipes, water apparatus, AC installations 100% 75% 50% 25%
6- Collision with animals, vehicles, falling trees, light poles 100% 75% 50% 25%
7- Burglary or attempted theft accompanied by violence 100% 100% 100% 100%
8- Physical damage to electric/telephone cables and gas pipes 100% 75% 50% 25%
9- Physical damage from accidental leakage from gas pipelines 100% 75% 50% 25%
10- Architects' and consulting engineers' fees + debris removal 5% 5% 5% 5%
Section 2
Broken glass, mirrors and sanitary fixtures 100% 75% 50% 25%
Section 3
Personal accidents of the insured or his spouse 50,000 50,000 50,000 50,000
Section 4
Alternative housing and rent compensation 10% 10% 10% 10%
Section 5
1- Civil liability towards neighbors / third parties 75% 50% 25% 10%
2- Non-contractual civil liability (If the insured is a tenant) 75% 50% 25% 10%
3- Employer Liability 10,000 10,000 10,000 10,000
Deductible The insured bears 10% of the value of each claim with a minimum 10,000 L.E
Net price per thousand 2.5 2 1.5 1
Total price per thousand (+180 L.E issuance fees) 2.65 2.12 1.59 1.06
Net price per thousand (without deductible) 3.125 2.5 1.875 1.25
Total price per thousand (without deductible) 3.313 2.65 1.988 1.325
Note: Plans 1-4 represent different coverage levels. Plan 1 offers the highest coverage, Plan 4 offers the most basic coverage.

For any inquiries feel free to send us a message

The Fire & Burglary Insurance team is ready to serve you